Company
Happy Money
One loan to pay off your credit cards.
Also known as HappyMoney
- Status
- Operatingas of 2026-09-22
- Business model
- B2B2C
- Customers
- customers
- Legal name
- Happy Money, Inc.
- happymoney.com (opens in a new tab)
- LinkedIn (opens in a new tab)
- X (opens in a new tab)
- Press page (opens in a new tab)
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Record updated 28 September 2026
About
A personal loan built to help you clear high-interest cards faster — a fixed payment, a rate that can lower your interest, and payoff date that feels achievable.
Funding snapshot
- Total raised
- $124MSEC form D sum, as of 2026-09-28Source (opens in a new tab)
- Latest round
- Round, $52.6M2021-12-16
Funding rounds
- Round, 2021
- $52.6M2021-12-16, SEC form D sold, 3 investors
- Round, 2016
- $46.8M2016-05-31, SEC form D sold, 56 investors
- Round, 2014
- $12M2014-06-20, SEC form D sold, 28 investors
- Round, 2013
- $7M2013-05-10, SEC form D sold, 35 investors
- Round, 2011
- $2M2011-12-30, SEC form D sold, 14 investors
- Round, 2011
- $728K2011-04-29, SEC form D sold, 19 investors
- Round, 2010
- $979K2010-10-05, SEC form D sold, 17 investors
- Round, 2009
- $1.7M2009-09-16, SEC form D sold, 33 investors
Products
- Web
- The Payoff Loan
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