Company
Leap Credit
- Business model
- B2C
- Customers
- borrowers with FICO scores of 680 and below
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Record updated 19 September 2026
About
Leap Credit is a multi-state licensed installment lender who makes non-collateralized loans of $400 to $1,200 in size, with an average 8month term, to borrowers with FICO scores of 680 and below. The company has automated originations, underwriting and loan management. Through its online platform that leverages machine learning and sophisticated statistical modeling to lower cost and increase efficiency, Leap Credit leverages an internally developed marketing, analytics, and loan management platform to create an online underwriting and origination process that can score and fund loans in fractions of a second.
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