Company
TomoCredit
TomoCredit AI brings together your credit report and cash flow to show what is really driving your score – and what to do next
Also known as TomoCredit Inc
- Status
- Operatingas of 2026-09-18
- Business model
- B2C
- Headquarters
- San Francisco, California, United States
- Customers
- 4 million+ people
- Legal name
- TomoCredit Inc
- tomocredit.com (opens in a new tab)
- LinkedIn (opens in a new tab)
- X (opens in a new tab)
- Careers (opens in a new tab)
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Record updated 28 September 2026
About
TomoCredit is built by young immigrant founders who felt the pain of getting a credit card as a foreign national. We are dedicated to building the smartest card that does not require a credit score for approval.
Funding snapshot
- Total raised
- $38.9MSEC form D sum, as of 2026-09-28Source (opens in a new tab)
- Latest round
- Round, $22M2022-05-12
Funding rounds
- Round, 2022
- $22M2022-05-12, SEC form D sold, 32 investors
- Round, 2021
- $16.9M2021-07-06, SEC form D sold, 57 investors
Products
- Web
- TomoCredit AI
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