Company

Upgrade

Rocket Ship Rating

Rocket Ship Rating: 99 out of 100

Building the next wave of credit innovations.

Also known as Upgrade, Inc.

Banking & lending
Payments

Status: Operatingas of 2026-09-18
Business model: B2C
Headquarters: San Francisco
Customers: our customers
Legal name: Upgrade, Inc.

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Record updated 8 October 2026

About

Our Mission is to help our customers move in the right direction with responsible financial products that put more money in their pocket.

Funding snapshot

Total raised: $610MSum of rounds, as of 2026-10-08Source (opens in a new tab)
Latest round: Series D+, $165M2025-10

Funding rounds

Series D+: $165M2025-10, Announced, post-money $7.3B
Series D+: $280M2021-11, Announced, post-money $6.3B
Series D+: $105M2021-08, Announced, post-money $3.3B
Series A: $60M2017-04, Announced

Products

Web: OneCard Essentials
Web: Personal Loans
Web: Rewards Checking Preferred
Android: Upgrade (opens in a new tab)
Ios: Upgrade - Mobile Banking (opens in a new tab)